Empowering cash flow confidence
kwidflow harnesses the power of AI to help businesses get paid faster
Over 80% of businesses have experienced late payments in the past six months directly impacting their liquidity...
Over 80% of businesses have experienced late payments in the past six months directly impacting their liquidity...
kwidflow’s unique advantage
Faster liquidity advance using AI scoring and predictive analytics
1
supplier sells goods or services to buyer on extended payment terms
2
kwidflow engine scores upcoming transactions and buyer’s likelihood to pay
3
kwidflow offers supplier immediate payment as % of transaction value
4
buyer pays kwidflow full value on due date
When businesses struggle with cashflow they don’t have time to wait for credit
Traditional solutions use a lengthy process that is expensive and time-consuming
Creditworthiness
Only some customers may qualify for credit or invoice factoring and the process is not very transparent
Invoice Age
Longer payment terms are not included in traditional offers
Balance Sheet
Banks prefer to work with customers that have long histories and limited volatility
Industry
Invoice factoring doesn’t work for all sectors - so not everyone gets the same level of service
Payment History
Traditional credit services favour customers with consistent cashflow
How it works
Unlike traditional solutions, our B2B solution rapidly analyses supplier, buyer, and payment data to evaluate risk exposure and target upcoming receivable transactions for advance payment.
kwidflow integrates within an existing ecosystem - for example: accounting software
Data
Invoice and payment data
Supplier credit worthiness
Buyer invoice scheduling and payment processes
AI
Algorithms score Supplier, Buyer, and transaction history
Decision Engine gathers signals from external sources
Machine learning improves pricing and advance decisions over time
Payments
Receivable transactions are prioritized for early payment within seconds of customer request
Pricing varies with risk threshold and payment terms
Business customers can make a request for early payment directly from their bank or invoice systems
We are a data and AI company - not a bank - by partnering with companies that provide banking and accounting solutions kwidflow improves the customer experience while providing much needed liquidity using AI at scale.
Contact Us - info@kwidflow.com
We have deep experience in financial services and a proven track record of building and launching financial products at scale